McGranaghans Estate Agent West Belfast, Properties to rent, New developments, Property sales, Northern Ireland

1. Register

Register with McGranaghan Estate Agents.com to receive the Latest Properties that are Just On The Market SMS alerts can be transmitted instantly to your mobile handset. Sign up to our emailing service and we will email you all the latest properities that are just on the market.

2. Contact Us

Contact us by phone, e-mail or simply call into the office for some professional and friendly advice. Early viewing
of properties are always recommended in order to secure a property.

3. Financial Advice

Contact the office and we will arrange a meeting with mcgranaghan mortgages.com financial adviser Joe
Higgins 90 74 90 90, to see if you can afford the property.

4. View the property

Contact the office to makean appointment to arrange a viewing.

5. Submit an offer

Contact the office to submit an offer but remember you might have to pay stamp duty.
This is a government tax payable by the purchaser on a house sale. This is calculated on the value of the agreed
purchase price.

• £0 -£125,000 Exempt
• £125,001 -£250,000 Taxation Due 1%
• £250,001- £500,000 Taxation Due 3%
• £500,001 and over Taxation Due 4%

Check with your solicitor as some areas are stamp duty exempt up to the value of £150,000. or log onto: www.hmrc.gov.uk/so/dar/dar-search.htm and enter your post code

First time buyers now stamp duty exempt up to 250k

6. Sale Agreed

When the vendor has agreed a sale we will contact you immediately.

7. Legal

You will need to appoint a solicitor to handle the paperwork involved in purchasing a property. We would highly
recommend Liam Valley Solicitors 9062 6226 www.liamvalleysolicitorsco.uk or M Ferguson Solicitors 9038 2030
www.mfergusonsolicitors.com.

8. Mortgage Offer

We will need confirmation that you have received a mortgage offer.

9. Exchange Of Contracts

It usually takes from 6-8 weeks for a property to complete once it has been agreed. Solicitors will exchange
contracts for both parties to sign.

10. Completion

Your solicitor will request funds from your mortgage company and once the vendor's solicitor is in funds they will
contact us with the instruction to hand over the keys to your new home.

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