Belfast Estate Agencies, buying property, buying a house, North, East, South, West , Belfast, Northern Ireland

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Looking For Your Dream Home? Here Is How To Do It !

1. Register

SMS alerts can be transmitted instantly to your mobile handset. Sign up to our emailing service and we will email you all the latest properities that are just on the market.

2. Contact Us
Contact us by phone, e-mail or simply call into the office for some professional and friendly advice. Early viewing of properties are always recommended in order to secure a property.

3. Financial Advice
Contact the office and we will arrange a meeting with mcgranaghan mortgages.com financial adviser Joe Higgins 90 74 90 90, to see if you can afford the property.

4. View the property
Contact the office to make an appointment to arrange a viewing.

5. Submit an offer
Contact the office to submit an offer but remember you might have to pay stamp duty.

This is a government tax payable by the purchaser on a house sale. This is calculated on the value of the agreed purchase price.

£0 -£125,000 Exempt
£125,001 -£250,000 Taxation Due 1%
£250,001- £500,000 Taxation Due 3%
£500,001 and over Taxation Due 4%

Check with your solicitor as some areas are stamp duty exempt up to the value of £150,000. or log onto: www.hmrc.gov.uk/so/dar/dar-search.htm and enter your post code.

6. Sale Agreed
When the vendor has agreed a sale we will contact you immediately.

7. Legal

You will need to appoint a solicitor to handle the paperwork involved in purchasing a property. We would highly recommend Reilly Stewart Solicitors 90321000 www.oreilly-stewartsolicitors.co.uk or M Ferguson Solicitors 9038 2030 www.mfergusonsolicitors.com.

8. Mortgage Offer
We will need confirmation that you have received a mortgage offer.

9. Exchange Of Contracts

It usually takes from 6-8 weeks for a property to complete once it has been agreed.Solicitors will exchange contracts for both parties to sign.

10. Completion.
Your solicitor will request funds from your mortgage company and once the vendor's solicitor is in funds they will contact us with the instruction to hand over the keys to your new home.

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If you prefer to receive updates to your mobile phone click here to sign up to our SMS text message list.

You can have confidence when dealing with us!

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